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Everyday Conversations: Starting a business

Settembre 2016
Sono parole che sentiamo ormai anche in italiano (interest rate, venture capitalist, financial), ma cosa significano? Non è sempre semplice capirle per questioni sia tecniche sia linguistiche. Ecco un pratico dialogo in inglese per parlare di finanza, senza (troppi) problemi…

di Share America

File audio:

Speaker (Standard American accent)

Starting a business. This continues our Everyday Conversations about business.

Chimwemwe

Thanks for meeting me for coffee. I know you’re busy, but I would appreciate some financial advice.

Diego

Of course. I’m always happy to help. What’s the issue?

Chimwemwe

Well, I want to start my own company, but I don’t have much capital. What are my options?

Diego

One option is to take out a loan. You want to make sure you get a good interest rate and that the financial institution is stable and trustworthy.

Chimwemwe

I’ve looked at different lenders and have found some good ones. But part of me doesn’t want to rely on borrowing.

Diego

If your business seems like it will be very lucrative, you may be able to get a venture capitalist to invest in your business.

Chimwemwe

That’s a good idea. Since you work in finance, would you happen to know of anyone I can talk to about this?

Diego

I think I can get you at least a couple of contacts.

Chimwemwe

That’s fantastic! Thank you.

NOW LET'S REVIEW THE VOCABULARY!

Capital is money, property, etc., that is used for investment or for starting a business.

A loan is money that someone or a company/corporation borrows from a financial institution or an individual for a period of time with a promise that it will be paid back; often the person must pay interest.

An interest rate is the percentage of the amount of money borrowed that the borrower must pay to the lending institution in addition to the amount of the loan.

A financial institution is a company such as a bank or investment company that provides financial services like loans, investments, etc.

Lenders are financial institutions or individuals who lend money that is then paid back with interest.

Borrowing means taking money from a bank or other financial institution with the intention of paying it back over a specified period of time, usually with interest.

Lucrative, especially when said of a business or job, means producing a lot of money or profit.

A venture capitalist is a person or financial organization that invests in new businesses or the expansion of small companies, becoming a partial owner of the business and with the goal of making a large profit.

Thanks to: https://share.america.gov/


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